Financial Information


Form of Payments

For your convenience, we accept cash, personal checks, money orders, and most major credit cards. Payment is expected at the time services are performed.  Feel free to contact our office if your treatment plan requires more comprehensive dental work and you want to discuss financial arrangements.

Insurance

As a service to our patients, our practice accepts most dental insurance plans.  We also accept Veteran's Administration patients.  We are not part of any managed care network.  Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

LendingClub®

Our practice is pleased to present flexible payment plans through Lending Club Patient Solutions. Lending Club Patient Solutions offers:

* Plans with low fixed rates & low monthly payments that never change over the life of the loan
Patient-friendly,True No-Interest Plans with no retroactive interest 
No upfront payments     
* No prepayment penalty

It’s easy to calculate your potential monthly payments. Simply complete a short application which displays fixed rates and monthly payments available for Extended Plans, all without impacting your credit score.

For more information, simply ask a team member or visit 


 

CareCredit®

How is CareCredit different from my other credit cards?

CareCredit is a credit card exclusive for healthcare services. With CareCredit, you can get a No Interest* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments required. 

How long do I have to pay off my treatment fees?

The length of time you have to pay depends on the promotional payment plan that you choose when you use the card. Not all CareCredit providers offer all promotional plans, so ask your provider for details.

How do I qualify for CareCredit?

Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant. 



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We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.

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Contact us today!

Jennifer Caruso, DMD, MAGD
Creating Beautiful Smiles

San Diego dentist, Jennifer Caruso, DMD, MAGD is a dental professional dedicated to general, family, and cosmetic dentistry with services including dental exams, dental makeovers, teeth whitening, veneers, crowns, x-rays, fluoride, cleanings, and more. Please come and visit San Diego, CA dentist, Jennifer Caruso, DMD, MAGD.


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